Review of YNAB Love YNAB I started using YNAB in 2019, and it had helped me in so many ways. It helped me save for my down payment on my house, and then save a realistic 6 month emergency fund by assigning money to future months. Assigning money to categories really helps me prioritize my spending as well as plan for upcoming bills, vacations, home improvements, and more. Having to assign every dollar a job means I decide in real time what the consequence of overspending on a category will do. What category will have to have money removed to cover overspending? I recommend YNAB to everyone, as someone who has never been able to use budgets that required me to manually input transactions because I would get behind on entering them and then get overwhelmed, having all my accounts integrated and automatically import transactions means I can finally actually keep up with budgeting. I could go on and on.

Review of YNAB Wish I would have started YNAB 10 years ago Love it and now my son is seriously considering YNAB soon. He’s watching YNAB videos and gathering his paperwork. Update: Son has started his YNAB journey.

Review of YNAB Update... After giving some thought, I'm going to continue to use this app and see if I can give it the benefit of the doubt. It is however annoying that I have to manually "approve" my spending and categorize everything especially when I have a working budget and account linked. Update... Having to reauthorize linked accounts over and over again is just too much hassle. This is why my rating went down to a one star. The help and tutorial doesn't work or make sense at all. Fix, I'll come back